If you have a blog or website that is geared toward finance, debt relief, or credit repair then keep reading, please. Listed below are the top credit repair affiliate programs out there.
But first I want to talk about why this is such a hot topic and high paying industry right now and it will probably only grow larger over time.
Bad credit can often hinder any potential to rent a home due to the fact that lenders usually like to carry out background checks by reviewing your credit score.
Bad credit also often results in job dismissal because many employers screen potential employees with a credit check before hiring them.
Also, only around 5% of Americans know what their credit score is. A majority of people make financial decisions every day without a full understanding of what they might mean in the long term.
So you can see why it is so important to get the word out to people and help them understand why their credit score is so important and why the credit repair industry pays high commissions to their affiliates.
Here is our list of the top ten credit repair affiliate programs:
- National Debt Relief
- Lexington Law Credit Repair
- Dispute Bee
- The Credit People
- Credit Saint
- Credit Fix Guy
In the last 20 years, Consolidated Credit has helped over 200,000 people find a permanent solution to getting their credit card and other loan payments under control.
All consultations are 100% no obligation, so your visitors don’t have to buy anything unless they really want to.
But, when I look at the affiliate payout for this company I am very impressed. You can earn commissions for getting a lead, for a call, for a tax lead, for confirmed enrollment, and for much more.
Your earnings are anywhere from $30 to $600. So you can see this can be a very lucrative affiliate program for you.
Commission Rate: $30 -$600 and you can earn 10% by referring other affiliates
Unlike certain other credit repair companies, Credit Repair List will work with attorneys to ensure that your credit score reflects your true financial stability.
Credit Firm involves no tricks or loopholes, regardless of whether you’re looking to improve your score or simply maintain it.
They are here to ensure that each item on your report is in compliance with the Fair Credit Reporting Act (FCRA).
It’s not the highest paying affiliate program but, you can work it along with others to help you earn. Just place their links on your website, and when a visitor follows those links to CreditFirm and enrolls you earn a commission.
Their affiliate program is run through ShareASale.
Commission Rate: $20 per Sale
National Debt Relief
National Debt Relief has helped thousands of consumers get help with their unsecured debts.
They offer consumers one of the lowest cost ways out of credit card debt.
NDR also has a strong reputation in the industry and we are accredited by the American Fair Credit Council, the Better Business Bureau, and the International Association of Professional Debt Arbitrators.
Commission Rate: $27.50 per qualified paid lead and 12% Commissions on All Affiliates You Refer
myFICO is the leading expert in providing actual credit reports, scores, and information to consumers online. They have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto, and retail industries.
In fact, 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
Commission Rate: $5.00 per lead and up
Lexington Law Credit Repair
Millions of Americans are looking for an answer to their credit woes. You can give them the solution while building your income by promoting Lexington Law.
Since 1991, Lexington Law has been helping consumers repair credit and build a better financial future.
Their online affiliate program has been around for over 10 years. In that time they have had time to develop the tools and resources you need to make it work for you.
Commission Rate: $65.00 per Sale
DisputeBee is the only credit repair tool created specifically for entrepreneurs.
They have unprecedented conversion rates, and are eager to show you why Entrepreneurs love their software!
They provide cutting-edge credit repair business software that saves you time by automating the entire dispute process from start to finish.
Commission Rate: 35% commission per sale
SuperMoney makes shopping easy by allowing you to browse and shop for insurance products and services. You can place rate, feature, and term comparisons of every product or service offered in one place.
As an independent financial reviews site, they are ideally positioned to obtain consumers who are actively browsing and comparing financial products.
They cover a wide range of demographics by publishing both expert and consumer reviews on financial products and services.
Commission Rate: $75.00 per Qualified Lead
The Credit People
Their credit repair agents are equipped to handle three of the major credit reporting bureaus, each one used in a different geographic location.
And because they have almost two decades of experience in this industry, they know all three reports inside and out and what these reports generate when it comes to important factors such as credit scores.
Your referrals get access to all three credit reports which would otherwise provide them with a complete picture of their overall score on any given day.
Commission Rate: Up to $100 per Sale
They are a credit restoration business based in New Jersey that’s been around for over 15 years.
Like most other credit repair companies, working with their clients to restore their financial health.
They work with clients after their credit issues have been resolved to prevent any future problems.
Their affiliate program is through ShareASale.
Commission Rate: $100 per Sale
Credit Fix Guy
Started as a one-man show by Al Jackson, he and his company has helped thousands of people raise their credit scores for a fraction of the cost.
These guys are a little different from other credit repair programs. They only charge $50 per customer to remove negative items on a credit report within 72 hours of receiving payment. You can’t beat that.
Their affiliate program is also run through ShareASale.
Commission Rate: 25% per Sale
Wrapping it Up
The credit repair affiliate niche is strongly related to the credit repair services and debt settlement companies market. When assessing the strengths and weaknesses of various companies, you should look at such aspects as quality of service, reputation, and cost structures.
Consumers of services in this niche can be divided into two groups. One group may have a medium to high credit score because they want to lift it back up from poor levels into good or very good ones.
The second one may be those with low credit scores who are looking for debt consolidation or for support to get out of debt.