
If you’re looking to put more money in the bank, start thinking outside the box. We are giving you here our choices for the best referral programs that you can start earning with right away.
Keep your day job while you build authority and use the time you’d normally be spending at work to earn some extra cash with a side hustle.
A referral program is a unique and rewarding marketing tool used by some companies which enables people to earn incentives when they tell their friends, family, and colleagues about your products or services. There are referral programs out there that pay $200.00 plus referral.
These are our picks for the top 10 best referral programs in 2022:
- ShareASale
- Rakuten
- Swagbucks
- SoFi
- T-Mobile
- Xfinity
- Ibotta
- Get Response
- Acorns
- Drop
ShareASale

$150.00 Per Referral
If you do any research at all on the internet, then you’ll discover that 99% of businesses are missing out on affiliate programs as an opportunity to bring in more revenue.
One of the easiest affiliate programs to promote is also one that people rarely think to look for on their own. It’s called Referral marketing – and it’s all about affiliates referring other websites or businesses’ products/services which they feel would benefit and are ideal for their users in some capacity.
This is where ShareASale comes in. If you know a business that is actively looking for an affiliate program then refer ShareASale and you get $150.00 per referral. This can build a nice side income for you.
Rakuten

$30.00 Per Referral
Get paid for shopping at all your favorite stores. Sound too good to be true?
Here’s the deal. Stores pay us a commission for sending you their way. We share that with you as Cash Back.
Then on top of this Rakuten has a referral program and it’s just as simple.
Just invite your friends to Rakuten with your own referral link. All they have to do is join with your link and spend at least $30.00. You both get $30.00 each.
Just keep repeating to earn more.
Swagbucks

10% of what your referrals earn for life
Help a friend get started with Swagbucks, and start earning for yourself! Share your Swagbucks referral link with all of your friends and family.
You’ll earn a 10% referral bonus on whatever your friends earn in Swagbucks after they use your referral link to sign up!
If you’d like to help them out, share some tips and tricks to help them earn more. The more they earn in Swagbucks, the more you will earn as well!
SoFi

$20 and up per Referral
SoFi was founded with the aspiration that everyone should be financially independent. Financial independence does not only mean being rich–it requires one to have enough control over their finances so that their money can work for them instead of them working for it.
Every SoFi product is developed in order to help our members get their money right and part of all of this is their referral program. Student loans, personal loans, investing, and even getting a mortgage through them. Have friends sign up for the app and you get $20.00 on the low end.
Sign up for an account, get your referral link, and refer your friends to one of their products. You get paid. For example, if someone invests $500 you get $50.00 in commissions.
T-Mobile

$50.00 per Referral
Most people have heard of T-Mobile. They sell smartphones, internet service, tablets, and business phone systems. They also have a refer-a-friend program.
They do have a yearly cap of $500.00 but you can receive up to $50 for every friend you refer x 10 referrals for the year.
Xfinity

Up to $175.00 per Referral
The cable broadband business is competitive! Companies are struggling to win customers from each other.
For those who sign up by referring people to take advantage of this, you can earn up to $175 per referral if the person that you’ve referred takes out one service, and then another $50 if they sign up for two services, or even more $150 (we have to admit that these figures are only a best practice tip because this varies depending on what promotion they offer at the time).
But you can be sure of making as much as $25 when a person whom you’ve referred swaps over their service but also goes with Xfinity’s mobile option.
There is a limit on how much you can earn from referrals to $500 per year.
Ibotta

$10.00 per Referral
Ibotta is a cashback based online shopping platform that lets its users buy products and services from thousands of different retailers and store providers as long as they submit receipts.
It also has an affiliate system, where the site’s likes and fans can invite their friends to join in on the fun!
Get $10 for every successful referral.
Get Response

$30.00 Credit toward future Payments
GetResponse is a premier email marketing service. They help automate email marketing campaigns and optimize your conversion funnel.
The referral marketing program rewards the referred and the referrer with a $30 credit for future payments.
You can only accumulate up to $480/year in credits.
Acorns

$5.00 per Referral toward investment account
Simply tap “Invite a friend” from your Acorns profile.
For every friend you invite, you and your friend get $5 invested.
For every friend you invite, you and your friend get $5 invested.
Plus, look for big referral bonuses each month to earn even more money.
Drop

$5.00 per Referral
The Drop app has a unique point-based system where you can earn cashback on your purchases and other rewards.
You can refer a maximum of 10 people and you will get 5,000 points ($5) for each referral.
It’s one of the best apps with referral bonuses that pay you to refer your friends.
Wrapping it Up
What ever your preferences are for referral programs there is something here for everyones taste.
Most of the programs here are cash based but there are a few credit based to choose from.
Choose one or choose all ten. Either way you will definetely bring in a side income from these referral programs.
Happy Marketing!